83 apartments for sale in Saldanha Palms II

2 BHK Under-Construction Apartment in Nerul, North Goa Own a 2 BHK under-construction apartment in Nerul, North Goa, offering the perfect blend of modern design, comfort, and investment potential. Thoughtfully planned with spacious interiors, contemporary architecture, premium finishes, and well-ventilated living spaces, this apartment is ideal for those seeking a refined lifestyle in one of Goa's most desirable locations. Situated close to Candolim Beach, Coco Beach, Panaji, renowned cafs, restaurants, supermarkets, and essential conveniences, the project offers excellent connectivity while maintaining a peaceful residential environment. Whether you're looking for a future-ready family home, holiday retreat, or high-growth investment, this under-construction apartment presents an outstanding opportunity to own a premium property in the heart of North Goa. 2 BHK Apartment Under Construction Nerul, North Goa Spacious & Well-Ventilated Interiors Contemporary Architecture Premium Finishes

2 BHK Luxury Apartment in Reis Magos, North Goa Experience refined coastal living with this 2 BHK luxury apartment in Reis Magos, North Goa, thoughtfully designed to offer the perfect blend of comfort, elegance, and convenience. Featuring spacious interiors, contemporary architecture, premium finishes, and abundant natural light, this apartment provides a sophisticated living experience. Located in one of Goa's most prestigious and peaceful neighbourhoods, the property enjoys excellent connectivity to Panaji, Candolim, and nearby beaches, while being close to renowned cafs, restaurants, supermarkets, schools, and healthcare facilities. Whether you're looking for a permanent residence, holiday home, or high-return investment, this apartment presents an exceptional opportunity to own a premium property in one of North Goa's most sought-after locations. 2 BHK Luxury Apartment Reis Magos, North Goa Spacious Interiors Contemporary Architecture Premium Finishes Abundant Natural Light Peacefu

Own this 1 bhk premium apartment in nerul, north goa, located in a modern development and just 6 months old, offering a nearly new living experience. Designed with high ceilings, spacious interiors, abundant natural light, and contemporary finishes, this apartment creates an open, airy, and elegant atmosphere. Situated in one of north goa's most sought-After residential locations, the property enjoys excellent connectivity to candolim, panaji, coco beach, renowned cafs, fine dining restaurants, supermarkets, and other everyday conveniences. Whether you're looking for a stylish permanent residence, a holiday home, or a high-Return investment, this apartment presents an exceptional opportunity to own a premium property in the heart of north goa. More About This Property 1 BHK Apartment for sale in Nerul Bardez, Goa with modern-day amenities. The Apartment is in Nerul Bardez which is a promising investment destination in Goa. This might be your chance to grab the best 1 BHK property for s

Property for sale in Candolim, Goa. This 2 BHK Apartment is located in Goa's most promising location. It is on floor 3. The total number of floors in this building is 4. This Apartment's price is Rs 2.3 Cr. Homebuyers will also need to pay Rs 10000 towards maintenance. The built-up area is 995 Square feet. The property has 2 bedrooms and 2 bathroom. This unit enjoys a good view and is a North-East facing property. There is dedicated space for sports amenities such as sports facility. Other amenities include Gym, Sports Facility, Swimming Pool, Clubhouse. This property also enjoys power backup facility. This Apartment is strategically located within close distance of famous healthcare centres such as Bosio Hospital and Yashraj Clinic. The brokerage amount to be paid is Rs 460000 The unit is in 3. The reference number is 20983910

This is 1bhk in Candolim very close to beach excellent location superb designing just 1.90 km from Candolim Beach More About This Property A 1 BHK Apartment for sale in Candolim, Goa. This beautifully designed 1 BHK unit with all the modern-day comforts is one of Candolim's most desired properties. Contact now for more information. This 1 BHK unit is on floor 1. There are 4 floors in this property. The price of this Apartment is Rs 1.5 Cr. Maintenance charges come to Rs 2000. Each unit has a built-up area of 689 square_feet. The carpet area is 519 square_feet. This North-facing property has an excellent view. There are 1 bedroom. There is provision for 1 bathroom. The Apartment in Candolim, Goa has lift facility. It is a thoroughly secure premise with cctv facility. Other facilities include provisions for Gym, Garden, Sports facility, Swimming pool, Intercom, Clubhouse, Community hall. This property also enjoys power backup facility. Regular water supply is available in this property.

Best 2 BHK Apartment for modern-day lifestyle is now available for sale. Grab this 2 BHK property for sale in one of Goa's top location, Calangute. It is situated on floor 2. The total number of floors in this Apartment is 5. The property price of this unit is Rs 1.75 Cr. Monthly maintenance costs Rs 10000. The built-up area is 1043 square_feet. There are 2 bedrooms and 2 bathroom. This property enjoys a good view and is North-East-facing. Other amenities include provisions for Gym, Swimming pool. Healthcare facility is also close at hand with Yashraj Clinic, Bosio Hospital nearby. The brokerage amount to be paid is Rs 350000 The unit is in 2. The reference number is 20989467

Fully Furnished Studio for sale at candolim Assured rent of 30,000 pm More About This Property 1 RK Apartment for sale in Candolim, Goa with modern-day amenities. The Apartment is in Candolim which is a promising investment destination in Goa. This might be your chance to grab the best 1 RK property for sale in Candolim. The property is on floor 2 and the total number of floors is 4. This 1 RK Apartment is available at a reasonable price of Rs 74.5 L. Residents also need to pay maintenance charges of Rs 100. It is a very spacious property, spread over 300 square_feet. The built-up area is 500 square_feet. This property has provision for 1 bathroom. This property is auspiciously built and is East-facing. It enjoys a strategic location with many reputed and multispeciality hospitals nearby like Bosio Hospital, Yashraj Clinic. The brokerage amount to be paid is Rs 150000 The unit is in 2. The reference number is 19596336

Luxury 2 BHK Apartment for Sale in Candolim, Goa Configuration: 2 BHK Size: 1184 sq ft Floor: 3rd Floor Status: Fully Furnished Common swimming pool 2 Bathtubs View: Lifetime Forest View Project Highlights Premium boutique project with only 11 exclusive units Includes 2 luxury penthouses Peaceful and private living environment Rental Income Opportunity Managed by Pink Papaya Revenue sharing 20:80 ratio (Management: Owner) Rental Potential Peak Season: Up to 2.5 Lakhs / Month Off Season: Around 1.25 Lakhs / Month Maintenance: 10,000 / Month Location Advantages 10 mins drive to Candolim Beach 18 mins drive to Calangute Beach 15 mins drive to Coca Beach 16 mins drive to Aguada Rocky Beach 25 Mins drive to Baga Beach Asking Price: 2.55 Cr Perfect for holiday home + high rental returns in North Goa. More About This Property Looking for a 2 BHK Apartment for sale in Goa? Your search ends here. Buy this 2 BHK property in Goa's finest location, Candolim. It is on floor 3 out of 4 floors. This

Its Fully furnished apartments best for Airbnb income. 10min from beach amazing apartment very peaceful and green paddy view More About This Property One of the finest property in Calangute is now available for sale. This is a 1 BHK Apartment. Make it yours now. It is on floor 1. It is a 4 storeyed building. The price of this Apartment is Rs 1.4 Cr. Other charges when you move into this property include maintenance, which is Rs 2000. This Apartment is spacious with a built-up area of 680 square_feet. The carpet area is 427 square_feet. It is a East-facing property with a good view. There are 1 bedroom and 1 bathroom. Lift facility is also available. This is a gated community. This property is equipped with cctv facility. Health enthusiasts will enjoy the host of special facilities, such as provision for sports facility. Other facilities include Gym, Garden, Sports facility, Swimming pool, Intercom. This property also enjoys power backup facility. This project has regular water supply.

Calangute - Goa -Calangute is well-developed with numerous hotels, resorts, cafes, markets, banks, and medical facilities, making it an ideal destination for families, couples, and adventure seekers. Its central location also provides easy access to nearby beaches such as Baga, Candolim, and Anjuna. 1 BHK Apartment Area: 70.15 Sqmt (755 Sqft) Price: 1.32 Cr Amenities: Swim-up Pool Bar Cafeteria Lobby / Reception Private Concierge Fitness Center Kids Energy Hub Glass Lifts (Schindler) Power Backup CCTV 24/7 Gated Security Standard Brokerage Applicable For More Details and Site Visit, Call CITIHOMES Realty More About This Property A 1 BHK Apartment for sale in Calangute, Goa. This beautifully designed 1 BHK unit with all the modern-day comforts is one of Calangute's most desired properties. Contact now for more information. This 1 BHK unit is on floor 2. There are 4 floors in this property. The price of this Apartment is Rs 1.32 Cr. Maintenance charges come to Rs 10000. Each unit has a b

Imagine waking up in a cozy 1 BHK in Candolim, surrounded by greenery and modern comforts. You wander through serene landscaped paths, manage your home with a simple tap on your phone, and rest easy knowing night-vision CCTV keeps watch. Later, you hit the gym, laze by the pool, or chat with friends at the open-air clubhouse. And when you crave the city buzz, CalanguteBaga is right nearbyclose enough for fun, far enough for calm. More About This Property Property for sale in Candolim, Goa. This 1 BHK Apartment is located in Goa's most promising location. It is on floor 4. The total number of floors in this building is 5. This Apartment's price is Rs 1.4 Cr. The built-up area is 694 square_feet. The property has 1 bedroom and 1 bathroom. This unit enjoys a good view and is a North facing property. This residential building in Candolim, Goa has lift facility. Other amenities include Gym, Swimming pool. This property also enjoys power backup facility. This Apartment is strategically locat

Discover a charming 1 BHK home in Candolim, thoughtfully designed to balance nature and contemporary comfort. Wander through lush landscaped zones, manage your home with smart app-based automation, and feel secure with advanced night-vision CCTV monitoring. Enjoy access to top-tier amenities such as a modern gym, a picturesque pool, and a sophisticated clubhouse with open-air seating. Stay close to the buzzing CalanguteBaga strip while enjoying your own peaceful hideaway in Candolim. More About This Property 1 BHK Apartment for sale in Goa. This property is in Candolim, which is a coveted investment location. This tastefully designed 1 BHK unit is among Goa's best properties. Contact now for more details. This property in Goa is on floor 4. The total number of floors in this Apartment is 5. The price of the Apartment is Rs 1.35 Cr. It is best suited for all kinds of families. Because this property is spacious, with a built-up area of 672 square_feet. This is a North facing property. It

Experience the charm of coastal living with this well-designed 2 BHK apartment, ideally located just 1.2 km from Vagator Beach and Ozran Beach. Thoughtfully planned, the home offers comfortable interiors with good ventilation and natural light, creating a bright and relaxing living space. The property features lifestyle amenities such as a landscaped garden, outdoor swimming pool, and a fully equipped fitness room, making it perfect for both leisure and everyday living. Whether you're unwinding after a long day or hosting guests, the environment is designed to offer both comfort and convenience. With excellent connectivity, the apartment provides easy access to Anjuna Beach (2.1 km) and Anjuna Flea Market (3.6 km), along with popular attractions like Chapora Fort and Fort Aguada. Surrounded by vibrant cafs, restaurants, and local hotspots, this property ensures a lively yet peaceful lifestyle. Ideal as a holiday retreat, permanent residence, or rental investment, this apartment offers

2bhk Apartment in Candolim offers a thoughtfully curated living experience that blends modern architecture with serene natural surroundings. Designed with attention to detail, the homes feature spacious layouts, ample natural light, and excellent ventilation, creating a refreshing and comfortable atmosphere for everyday living. The development emphasizes a balanced lifestyle, with beautifully planned open spaces and essential amenities that cater to both relaxation and convenience. Built with quality construction and contemporary design, it presents an ideal choice for homeowners seeking comfort as well as investors looking for long-term value. With easy access to key lifestyle essentials such as schools, healthcare facilities, shopping areas, and major road networks, this property ensures seamless connectivity while maintaining a peaceful residential environment. Perfect for those who appreciate a blend of tranquility and modern living. More About This Property Looking for a good 2 BH

Experience a lifestyle of comfort and elegance in this thoughtfully designed residence that blends modern architecture with a warm and inviting ambiance. Featuring spacious interiors, stylish finishes, and abundant natural light, the home is crafted to offer both relaxation and functionality for everyday living. The property includes well-planned living and dining spaces, comfortable bedrooms, contemporary bathrooms, and a modern kitchen fitted for convenience and efficiency. Every corner is designed to create a seamless balance between sophistication and practicality, making it ideal for families, holiday homeowners, or investors. Residents can enjoy a peaceful environment complemented by premium amenities and beautifully maintained surroundings. Its strategic location offers easy access to beaches, restaurants, cafs, shopping destinations, and entertainment hubs, ensuring a vibrant and connected lifestyle while still maintaining privacy and tranquility. Perfect as a permanent residen

Discover a beautifully designed 1 BHK residence that offers the perfect combination of comfort, elegance, and modern living. Thoughtfully planned with spacious interiors and abundant natural light, this home creates a warm and inviting atmosphere ideal for both everyday living and holiday escapes. The apartment features a cozy living area, a well-appointed bedroom, contemporary bathroom fittings, and a functional kitchen designed for convenience and style. Premium finishes and smart layouts enhance the overall living experience, making the space feel both sophisticated and practical. Residents can enjoy access to well-maintained lifestyle amenities, landscaped surroundings, and a peaceful environment that offers relaxation while still being close to popular cafs, restaurants, shopping destinations, and entertainment spots. Its excellent connectivity and vibrant neighborhood make it an attractive choice for homeowners as well as investors seeking strong rental potential. Whether you are

A 1 BHK Apartment for sale in Candolim, Goa. This beautifully designed 1 BHK unit with all the modern-day comforts is one of Candolim's most desired properties. Contact now for more information. This 1 BHK unit is on floor 0. There are 3 floors in this property. The price of this Apartment is Rs 1.65 Cr. Maintenance charges come to Rs 10000. Each unit has a built-up area of 710 Square feet. This North-East-facing property has an excellent view. There are 1 bedroom. There is provision for 1 bathroom. The Apartment in Candolim, Goa has lift facility. It is a thoroughly secure premise with cctv facility. Other facilities include provisions for Swimming Pool. Regular water supply is available in this property. It is also close to Bosio Hospital and Yashraj Clinic. The brokerage amount to be paid is Rs 330000 The unit is in 0. The reference number is 20950233

Experience refined living in a thoughtfully designed residence that combines modern architecture with comfort and functionality. The apartment features spacious interiors, abundant natural light, and well-planned layouts that create a welcoming atmosphere for everyday living. Designed to meet the needs of modern families and discerning homeowners, the residence offers comfortable bedrooms, elegant living spaces, a functional kitchen, and quality finishes throughout. Every detail has been carefully considered to provide a seamless blend of style and practicality. Residents can enjoy a range of lifestyle amenities and a peaceful environment while remaining well-connected to essential conveniences, shopping destinations, dining options, healthcare facilities, educational institutions, and recreational attractions. Whether you're looking for a permanent home, a holiday retreat, or a smart investment opportunity, this property offers an exceptional balance of comfort, convenience, and long-

Wake up to a peaceful 1 BHK lifestyle in Candolim, where smart living, lush green surroundings, and resort-style amenities keep you close to the vibrant energy of Calangute and Baga while enjoying your own quiet retreat. Discover a thoughtfully designed 1 BHK residence in Candolim that perfectly balances modern convenience with a peaceful natural setting. Surrounded by landscaped greenery and open spaces, the home offers a calm and refreshing environment ideal for everyday living or a relaxing holiday retreat. With smart app-based home automation, residents can easily control lighting and other features, while night-vision CCTV surveillance ensures a secure and comfortable lifestyle. The property offers a range of premium amenities created to enhance your daily routine. Residents can stay active in the fully equipped gym, unwind with a refreshing swim in the elegant pool, or spend relaxed evenings at the stylish clubhouse with inviting open-air seating. Beautifully maintained pathways

Experience a thoughtfully crafted 1 BHK home designed to offer the perfect blend of comfort, convenience, and scenic surroundings. Set amidst lush landscaped greens, this residence creates a calm and refreshing living environment while providing modern indoor elegance. The apartment is equipped with smart home automation that allows residents to control lighting and other features easily through a mobile app, bringing both convenience and innovation into everyday living. Enhanced safety measures, including night-vision CCTV surveillance, ensure a secure and peaceful lifestyle for residents. The development offers a range of lifestyle amenities designed for relaxation and recreation. Residents can unwind at the beautifully designed swimming pool, stay active at the fully equipped gym, or spend leisurely evenings at the elegant clubhouse featuring comfortable alfresco seating. Open landscaped spaces provide the perfect setting for morning walks, relaxation, and enjoying nature within the

Mangrove-facing studio in Candolim with premium amenities and high rental potential near the vibrant CalanguteBaga stretch. Invest in a premium mangrove-facing studio in Candolim that perfectly blends lifestyle, comfort, and strong rental potential. Wake up to serene green views while enjoying a thoughtfully designed space enhanced with modern automation and advanced security features including night-vision CCTV. The property offers a host of upscale amenities such as a fully equipped gym, a refreshing swimming pool, and a beautifully designed open-air clubhouseideal for relaxation and social gatherings. Strategically located just minutes from the vibrant CalanguteBaga stretch, this studio is perfectly positioned to attract high rental demand, making it an excellent choice for both holiday rentals and long-term investment with promising returns. More About This Property A 1 RK Apartment for sale in Candolim, Goa. This beautifully designed 1 RK unit with all the modern-day comforts is o

This thoughtfully designed 1BHK apartment offers a perfect blend of comfort and practicality, making it ideal for singles or couples seeking a relaxed yet well-connected lifestyle. The living area is bright and inviting, with ample natural light creating a warm and welcoming atmosphere. The bedroom is well-sized and comfortable, providing a peaceful retreat after a long day. A functional kitchen with sufficient storage and workspace ensures ease in daily cooking, while the bathroom is neatly maintained and designed for convenience. Located in a lively and well-connected area, the apartment offers easy access to nearby supermarkets, cafes, restaurants, and essential services. Its proximity to the beach and popular hotspots adds to the appeal, making it suitable for both long-term living and a convenient getaway home. More About This Property Looking for a good 1 BHK Apartment in Candolim, Goa? This property is in one of Goa's most popular locations. The property is on floor 4. Total num

Discover a charming 1 BHK residence in the heart of Candolim, thoughtfully designed to offer both comfort and convenience. Surrounded by beautifully maintained landscaped greenery, the home provides a peaceful atmosphere where residents can relax and unwind while still enjoying modern living. The apartment features smart home automation that allows you to control lighting and other functions easily through a mobile app, adding simplicity and efficiency to everyday life. For added security, the property is equipped with night-vision CCTV surveillance, ensuring a safe and worry-free environment. Residents can enjoy a range of premium lifestyle amenities designed to enhance everyday living. Stay active in the well-equipped gym, take a refreshing dip in the elegant swimming pool, or spend quality time with family and friends at the stylish clubhouse with open-air seating. The landscaped open spaces also provide a pleasant setting for relaxation, morning walks, or simply enjoying the natura

Calangute - Goa -Calangute is well-developed with numerous hotels, resorts, cafes, markets, banks, and medical facilities, making it an ideal destination for families, couples, and adventure seekers. Its central location also provides easy access to nearby beaches such as Baga, Candolim, and Anjuna. 2 BHK Penthouse Terrace pool Garden and Deck Area: 215.73 Sqmt (2322Sqft) Pool Size: 230 Sqft Deck and Garden:723Sqft Price: 3.43 Cr Amenities: Swim-up Pool Bar Cafeteria Lobby / Reception Private Concierge Fitness Center Kids Energy Hub Glass Lifts (Schindler) Power Backup CCTV 24/7 Gated Security Standard Brokerage Applicable For More Details and Site Visit, Call CITIHOMES Realty More About This Property Looking for a 2 BHK Penthouse for sale in Goa? Your search ends here. Buy this 2 BHK property in Goa's finest location, Calangute. It is on floor 5 out of 5 floors. This Penthouse is available at a reasonable price of Rs 3.43 Cr. Maintenance charges in this property is Rs 2000. The built

A 3 BHK Apartment for sale in Sangolda, Goa. This beautifully designed 3 BHK unit with all the modern-day comforts is one of Sangolda's most desired properties. Contact now for more information. This 3 BHK unit is on floor 3. There are 4 floors in this property. The price of this Apartment is Rs 5.5 Cr. Maintenance charges come to Rs 10000. Each unit has a built-up area of 3200 Square feet. This North-East-facing property has an excellent view. There are 3 bedrooms. There is provision for 3 bathroom. This property is also equipped with a servant room. Other facilities include provisions for Swimming Pool. This property also enjoys power backup facility. It is also close to RG Hospital, RG Hospital, and RG Hospital. The brokerage amount to be paid is Rs 1100000 The unit is in 3. The reference number is 20990489

Beautiful 1 Bhk Apartment for Sale in Prime location in Calangute. Close to Beach Proximity, Hotels, Other Amenities around. Swimming Pool, View, Good Connectivity. Perfect for running on airbnb) daily rentals. More About This Property A 1 BHK Apartment for sale in Calangute, Goa. This beautifully designed 1 BHK unit with all the modern-day comforts is one of Calangute's most desired properties. Contact now for more information. This 1 BHK unit is on floor 2. There are 4 floors in this property. The price of this Apartment is Rs 1.3 Cr. Maintenance charges come to Rs 4000. Each unit has a built-up area of 700 square_feet. The carpet area is 500 square_feet. This North-facing property has an excellent view. There are 1 bedroom. There is provision for 1 bathroom. It is also close to Yashraj Clinic, Bosio Hospital. The brokerage amount to be paid is Rs 260000 The unit is in 2. The reference number is 19974910

Step into a thoughtfully designed 1BHK apartment that offers the perfect combination of comfort, functionality, and modern living. Featuring spacious interiors, ample natural light, and a well-planned layout, this home is ideal for individuals, couples, or investors looking for a property in one of Goas most vibrant coastal destinations. The apartment includes a cozy bedroom, a stylish living area, a functional kitchen, and well-finished bathrooms, creating a warm and inviting atmosphere. Whether you are looking for a peaceful holiday retreat, a permanent residence, or a high-potential rental investment, this property caters to every lifestyle need. Located close to beautiful beaches, popular cafs, restaurants, shopping areas, and daily conveniences, residents can enjoy a lively yet relaxed environment. With excellent connectivity and easy access to entertainment hubs, this apartment offers a perfect balance of leisure and convenience More About This Property 1 BHK Apartment for sale i

Discover a beautifully designed residence that perfectly combines comfort, elegance, and convenience. Thoughtfully planned with spacious interiors and modern finishes, this home offers a warm and inviting atmosphere ideal for both families and holiday living. Enjoy well-ventilated rooms, abundant natural light, and stylish living spaces crafted for a relaxed lifestyle. The property is nestled within a secure and well-maintained community, offering a peaceful environment along with premium lifestyle amenities for everyday comfort. Its strategic location ensures easy connectivity to beaches, markets, restaurants, schools, hospitals, and other essential destinations, making daily living effortless and enjoyable. Whether you are looking for a serene home, a vacation retreat, or an investment opportunity, this property delivers the perfect balance of luxury and practicality. More About This Property Best 1 BHK Apartment for modern-day lifestyle is now available for sale. Grab this 1 BHK pro

This is 1 bhk Fully furnished with full of natural light very good for investment More About This Property Looking for a good 1 BHK Apartment in Marra, Goa? This property is in one of Goa's most popular locations. The property is on floor 1. Total number of floors is 4. Maintenance charges of this property is Rs 1900000. This Apartment is available for Rs 95.0 L. This modern unit has a built-up area of 700 square_feet. The carpet area of this Apartment is 650 square_feet. This property has a good view and is North-East-facing. There are 1 bedroom and 1 bathroom. Lift is available in this Apartment. Sports enthusiasts have multiple options such as Gym, Garden, Sports facility, Swimming pool, Intercom. This property also enjoys power backup facility. It is very close to some of city's best hospitals, such as, RG Hospital, RG Hospital, RG Hospital. The brokerage amount to be paid is Rs 95000 The unit is in 1. The reference number is 20949493

3.5 BHK Apartment for sale in Goa. This property is in Verem, which is a coveted investment location. This tastefully designed 3.5 BHK unit is among Goa's best properties. Contact now for more details. This property in Goa is on floor 2. The total number of floors in this Apartment is 4. The price of the Apartment is Rs 4.0 Cr. It is best suited for all kinds of families. Because this property is spacious, with a built-up area of 2430 square_feet. It has 3 bathroom and 4 bedrooms. There is facility for a servant room in this unit. This property has lift. Other facilities include Garden, Swimming pool, Clubhouse. This is a gated community. It is equipped with cctv facility. Some of the very well-known and reputed speciality hospitals like RG Hospital, RG Hospital, RG Hospital are just a walk away from this location. The brokerage amount to be paid is Rs 800000 The unit is in 2. The reference number is 20509940